9602 N Liberty Meadows Dr Summerville, SC 29485
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About this home
***Ask about the possibility of receiving 1% reduction in interest rate and free refi.***Located in the Sandpines section of Wescott Plantation in Summerville, this lovely home offers everything you could want and more. The charming exterior features mature trees and bushes and an inviting front porch that sets the tone for the warmth you'll find inside. Step through the front door to discover a bright, open floor plan with beautiful flooring that flows throughout the main living areas. To the right of the entry, the formal dining room offers a welcoming space for gatherings and features windows overlooking the front porch. The functional kitchen includes abundant cabinetry, sleek black appliances, a pantry, and an eat-in area with access to the screened porch and backyard.The family room provides a comfortable and inviting space with views of the backyard, perfect for relaxing or entertaining. A bedroom and a half bathroom are also located on the main level, adding flexibility to the floor plan. Upstairs, the primary bedroom offers a peaceful retreat with an en suite bathroom that includes a dual sink vanity, a soaking tub, a step-in shower, and a walk-in closet. Two additional bedrooms, a full bathroom, and a convenient laundry room complete the second level. Outside, the spacious fenced backyard features tall, shady trees, a patio, and plenty of room to enjoy outdoor living. The HVAC system was updated in 2024 for added comfort and peace of mind. This home is located in the Dorchester District 2 school district and is conveniently situated just 5.6 miles from I-26, 8.6 miles from Historic Downtown Summerville, 10.2 miles from Charleston International Airport, and 10.8 miles from Nexton Square. Don't miss the opportunity to make this wonderful home yours.
Source: CTAR #25029179
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.