9607 Lemon Drop Loop Sun City Center, FL 33573
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About this home
Live the Florida Lifestyle in Style! Welcome to 9607 Lemon Drop Loop—a stylish, move-in-ready 4-bedroom home in the vibrant Belmont community of Ruskin. Situated on a desirable corner lot, this home offers both added privacy and incredible curb appeal. Step inside and you'll find a bright and open floor plan that's perfect for modern living. The great room seamlessly blends the living, dining, and kitchen areas—ideal for entertaining or simply enjoying everyday moments with loved ones. The kitchen is thoughtfully designed with sleek cabinetry, ample counter space, and a pantry to keep everything neat and tidy. The split-bedroom layout offers privacy for everyone. Retreat to the spacious primary suite where you’ll find a huge walk-in closet and a private en-suite bath—your own peaceful sanctuary at the end of a long day. Three additional bedrooms provide plenty of space for guests, a home office, or a hobby room. And just wait until you see the fenced backyard! Designed for low-maintenance fun, it features stylish checkered pavers and artificial turf—no mowing, just relaxing! Whether you're hosting a BBQ, sipping coffee in the morning sun, or enjoying a quiet evening, this backyard is ready for it all. Life in Belmont means more than just a beautiful home—it’s a lifestyle. Enjoy access to a resort-style community pool, multiple playgrounds, basketball courts, walking paths, and open green spaces. Whether you're looking for ways to stay active, meet neighbors, or unwind in the Florida sunshine, this neighborhood has something for everyone. And the location? You're just minutes from I-75 and US-301, making for easy commutes to Tampa, St. Pete, Sarasota, and beyond. Nearby, you’ll find shopping centers, restaurants, schools, and even scenic waterfront spots along Tampa Bay. Want to spend the weekend soaking up the sun? Some of the best Gulf Coast beaches are just a short drive away. This is more than a house—it’s a home where convenience, community, and comfort come together. Come see it for yourself and experience what life on Lemon Drop Loop is all about!
Source: STELLAR #TB8405030
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.