9608 Creekmere Dr Argyle, TX 76226
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About this home
This is an east facing home in Argyle near I35W & Crawford. This perfect floorplan has 4 Bedrooms & 3.5 baths. The primary bedroom and office are on the 1st level, 3 more bedrooms and a giant gameroom are on the 2nd level. It features a dramatic open two-story entry with two living areas and generour dining space. Wood and tile floors adorn the 1st floor high traffic areas. Upgrades including granite counters in the kitchen and stainless steel appliances. Located in the desirable Carnegie Ridge neighborhood with a fantastic community playground and pool it. You'll love this versatile floorplan. This home is thoughtfully designed for entertaining with larger room sizes. The chef’s kitchen has a large island, 4 burner gas cooktop, and stainless steel appliances. The washer-dryer-and refrigerator are also included. The primary suite downstairs featuring a spa-like ensuite bathroom, Texas sized closet, dual vanities, luxurious separate shower and deep soaking tub and has direct convenient access to the laundry room. Downstairs near the entrance is a private office, study or hobby room with with glass French doors and room for multiple desks. It's a great setup for homeschooling or Work From Home. There's storage galore with an oversized laundry room storage and or bonus pantry space. HEB and Tom Thumb grocery stores are scheduled for construction nearby. The location provides convenient access to Denton, Fort Worth, Southlake, Alliance and DFW Airport, US HWY 377, FM 407, FM 1171, & TX 114, Saint Marks Catholic Church is around the corner and Medical City ER Argyle is also nearby and open 24hrs-7 days a week. Check out Texas Motor Speedway, Tanger Outlets, North Texas Fair and Rodeo, and the grammy award winning University of North Texas Jazz Lab Band concerts are just a short drive away! The fully sprinklered and fenced backyard is a great place to play and this home backs to a greenbelt. There is a 2 car front entry garage with flat drive access.
Source: NTREIS #21060204
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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.