9609 Falcons Fire Dr Mckinney, TX 75072
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About this home
Step into this delightful north-facing 3-bedroom, 2-bathroom home nestled in the sought-after Fairways West at Westridge community, located within the top-rated Frisco ISD. From the moment you enter, you’ll appreciate the bright and open layout that seamlessly connects the living, dining, and kitchen areas—perfect for both everyday living and entertaining. The kitchen is thoughtfully designed with ample counter space, generous storage, and a central island that makes meal prep a breeze. The spacious primary suite offers a peaceful retreat with a garden tub, separate shower, and a generous walk-in closet. Two additional bedrooms are tucked away from the primary suite, providing comfort and privacy for family or guests. A dedicated home office creates a quiet space to work or study, while the formal dining room adds a touch of elegance for special gatherings. Step outside to a serene backyard that backs to lush green space—ideal for relaxing after a long day. The two-car garage offers convenience and additional storage space. Enjoy all the amenities this vibrant community has to offer, including walking trails, scenic parks, a peaceful pond, resort-style pool, playground, and access to the 18-hole Westridge Golf Course. With nearby shopping, dining, and community events, this home offers the perfect blend of comfort, location, and lifestyle.
Source: NTREIS #21003985
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.