9611 Stockport Dr Spring, TX 77379
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About this home
Your dream home awaits at 9611 Stockport Dr! Nestled in the highly desirable Champion Forest subdivision, this 4BD, 3.5BT home combines timeless character with modern updates. A charming courtyard entrance leads you into spacious living areas, featuring a cozy den with wood ceiling beams and a brick fireplace. The chef’s kitchen offers ample counter space and flows into a sunlit breakfast area overlooking the patio—perfect for morning coffee or entertaining. The primary suite includes dual vanities, dual closets, and access to a private study or flex space. Upstairs, enjoy a generous game room and three secondary bedrooms. Recent updates include a new roof and fresh carpet throughout (March 2025), energy-efficient double-pane windows, and a radiant barrier in the attic for year-round comfort. Timeless architectural details and custom built-ins elevate the elegance of this home. Don’t miss your chance to tour this must-see Champion Forest gem—schedule your showing today!
Source: HAR #60695801
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.