9611 SW 45th Ave Ocala, FL 34476
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About this home
Immaculate and move-in ready! You’ll love everything about this 3BR pool home (with a BONUS room) in the desirable Kingsland Country Estates. Room for everyone and everything – abundant common living space with 3 bedrooms and 2 full baths plus a den/office space that could be converted to a fourth bedroom. Roof is only a year old. Step inside to a spacious living room with vaulted ceiling and skylights that bathe the space in light – a great gathering space. Just adjacent is your contemporary kitchen with plentiful (granite) counter space and raised panel cabinetry, closet pantry and eat-in nook overlooking the pool. Stainless appliances included. Just off the front entry there are two rooms intended for formal dining and use as an office; these are versatile to arrange to suit your needs. Primary suite is on one side of home – ideal for privacy. The bedroom is large enough for a sitting area and features a walk-in closet and ensuite bath w/soaker tub, separate shower and split vanity arrangement. Interior laundry room (washer/dryer included) – a plus! A big reason to want to own this home is all that you have out back – pristine pool and ample covered and open patio space all under screen enclosure – great spot for relaxing or entertaining. Pool equipment and storage bin included. With nearly a ½ acre lot, you also have a big backyard (fenced). And you’ll appreciate having a sizeable shed for extra storage. Ideal location – no HOA, and within 5 minutes you can be at your local Publix. You’re also only about 15 minutes to SR 75 which will help get you quickly to other great places in Central Florida! You’ll love living here. Come see all that makes this home so special.
Source: STELLAR #O6325746
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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