9614 Sandie Helotes, TX 78023
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About this home
Charming Single-Story Home in Gated Sedona Community Welcome to this beautifully maintained 3-bedroom, 2-bath home in the heart of Helotes, tucked inside the desirable gated community of Sedona. From the moment you arrive, you'll fall in love with the inviting curb appeal, featuring a landscaped flower bed, accent shutters, elegant yard lighting, and a spacious columned front porch that sets the tone for what's inside. Step into a bright, open floor plan filled with natural light, high ceilings, arched doorways, and plantation shutters throughout. The spacious living and family rooms are perfect for gatherings, centered around a cozy wood-burning fireplace. With no stairs or carpet, this home is as practical as it is stylish - boasting luxury wide-plank flooring throughout. The well-appointed kitchen is designed for both everyday living and entertaining, featuring an abundance of cabinetry and counter space, a stainless steel sink, reverse osmosis system, breakfast bar, and a massive walk-in pantry and laundry room. Retreat to the grand primary suite, complete with a dual vanity, oversized walk-in shower, and generous walk-in closet. French doors lead directly to your private backyard oasis, where an expansive 36' x 27' deck and 21' x 18' covered patio create the ultimate space for outdoor entertaining, weekend BBQs, or relaxing evenings under the stars. Enjoy the benefits of a vibrant community with amenities including a park, playground, basketball court, and covered picnic pavilion. Conveniently located near shopping, dining, parks, and the highly sought-after O'Connor High School. This is more than just a house-it's the perfect place to make a home. Furniture is living room is negotiable. ITEMS CONVEYING: Garage Refrigerator, Main dining room table & Curio Cabinet. "Buyers are encouraged to verify all measurements and school information. Please refer to the additional documents for Offer Instructions and the Seller's Disclosure. We hope you enjoy your showing!"
Source: SABOR #1917817
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.