9626 Hanna Ave Chatsworth, CA 91311
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About this home
Exquisite Mediterranean-Style Home in Prestigious Chatsworth Welcome to this absolutely stunning 4-bedroom, 4-bathroom residence with a spacious loft, nestled in a serene and exclusive Chatsworth neighborhood on a quiet Cul-de-Sac. Built in 2007, this elegant Mediterranean-style home boasts an open-concept floor plan designed for both luxurious living and effortless entertaining.The gourmet kitchen is a chef's dream, featuring a generous granite island, sleek stainless-steel appliances, a walk-in pantry, and picturesque views of the beautifully landscaped backyard. The kitchen seamlessly flows into a grand family room adorned with a cozy fireplaceperfect for gatherings or quiet evenings at home.Enjoy the sophistication of a formal living room and dining area, complemented by a custom-designed staircase that leads to the expansive upstairs living quarters. The open loft offers versatile spaceideal as a fifth bedroom, home office, or media room.Retreat to the luxurious primary suite, complete with dual walk-in closets, double vanities, a spacious shower, and a spa-like soaking tub bathed in natural light. Upstairs, you'll also find an oversized laundry room with built-in cabinetry for added convenience, along with three additional bedrooms offering ample closet space and a well-appointed bathroom.Step outside to your private backyard oasis, featuring a large side yard, open patio, and low-maintenance artificial turf in all yard areasperfect for outdoor entertaining or peaceful relaxation.Additional highlights include direct access to a two-car garage and a prime location on a quiet cul-de-sac. This exceptional home is truly a must-see!
Source: CLAW #25565813
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.