9627 M 52 Perry, MI 48872
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About this home
Welcome to this stunning colonial, tucked away on 10 picturesque acres and set far back from the road for unmatched tranquility and privacy. Filled with fresh paint, hardwood floors, and timeless design, this home offers comfort, character, and an incredible amount of space both inside and out. Step inside to a bright and spacious living room featuring a charming brick natural fireplace, book shelves, and a large picture window that fills the room with sunlight. A cozy family room on the main floor provides additional living space, complete with abundant windows and French doors for an open, airy feel. The formal dining room is perfect for gatherings, highlighted by a classic chandelier and French doors that lead into the impressive sunroom. This beautiful space is surrounded by windows on all exterior walls and features vaulted ceilings, a wood burner, and direct access to the backyard deck—a true year-round retreat. The kitchen offers stainless steel appliances, a functional peninsula, and an efficient layout. A powder room and first-floor laundry add convenience. Upstairs, the expansive primary suite includes double closets, an ensuite full bathroom, and a versatile flex room ideal for a nursery, office, workout room, or quiet retreat. Three additional spacious bedrooms complete the second floor, along with a beautifully updated full bathroom featuring a clawfoot tub, large Euro-glass shower. The finished basement adds even more living space, complete with a workshop area and a wood burner. A breezeway connects the home to the 3-car attached garage. A separate 2-car garage provides additional storage or hobby space. Outdoors, the property is truly remarkable—featuring a basketball court, a peaceful creek with a small bridge, and endless room to explore, entertain, or simply enjoy the serenity of nature. Major updates include a newer roof and siding (2 years), two septic tanks emptied (2022), water heater (5 years), fresh paint, and several newer windows.
Source: REALCOMP #20251054652
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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