963 Stucki Ter Winter Garden, FL 34787
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About this home
*** Price Improvement! Cozy Townhome Just Minutes from Downtown Winter Garden. Discover comfort and convenience in this delightful 2-bedroom, 1-bath townhome ideally located near the heart of Winter Garden. With a welcoming layout and thoughtful updates, this home offers a relaxed lifestyle in a vibrant community. Step inside to find an open-concept living space that flows seamlessly into a functional kitchen—perfect for everyday living or casual entertaining. Both bedrooms are well-sized, and the home includes two dedicated parking spaces for added ease. Enjoy your morning coffee or unwind in the evening on the private patio, surrounded by a peaceful, well-kept neighborhood. With low HOA fees, a newer roof and HVAC system, and a location just a short stroll or bike ride from the West Orange Trail, local shops, restaurants, and the beloved farmers market, this home is a true find. Whether you're a first-time buyer, downsizing, or seeking a low-maintenance lifestyle, this townhome checks all the boxes. Don’t miss your chance to own a piece of Winter Garden charm!
Source: STELLAR #O6306200
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.