9640 E White Egret Path Inverness, FL 34450
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About this home
I've heard the kitchen is the heart of the home and there is nothing more true about this gorgeous home. This home is an entertainers dream. With several dining and gathering areas and plenty of space to lounge, this is the Florida lifestyle non Floridians think of. The open floorplan allows you to choose the layout (and change your mind a million times) as the seasons and personal tastes change. The Neutral pallet will support any design choice or flare. A 3rd bedroom is a versatile space that can be used for an office, craft or a reading room depending on your needs. The rear all season, air conditioned Florida room is a nice place to kick back and relax with a book or puzzle or host a game night. The seller is even willing to replace the roof with an acceptable contract. This home really has it all and is just waiting for it's new owner to come and make amazing memories. Go fishing or take the boat out on to Lake Henderson from the community boat launch where your boat can be securely stored for ease of access to the water. Fishing not your thing? Well, enjoy a couple rounds of golf next door at the newly renovated course and eatery or mosey down the street to the community salt water pool. Living at the Moorings gives you the full relaxed Florida lifestyle. Enjoy all this with an HOA that keeps the community well-manicured and beautiful. Your HOA also provides cable, WIFI, lawn maintenance and trash service. With quaint downtown Inverness right around the lake it's convenient to enjoy the monthly market at the Depot, all the festivals and car shows or to grab a bite to eat at one of the restaurants in the square. If the care free Florida lifestyle is calling you, you should call me. This is your place. Call for your personal tour. I love showing this place off.
Source: STELLAR #OM710391
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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