965 Navaho Trl Monroe, GA 30655
Your savings
About this home
Nestled on a generous 0.69-acre lot (extremely private being the first home in the neighborhood and surrounded by trees) in Monroe, this 2006-built two-story home blends curb appeal with modern updates. The exterior showcases vinyl siding, a welcoming covered front porch, and a new roof installed in June of 2025, while a charming front yard and mature trees create a serene setting. Inside, a two-story foyer opens to freshly painted walls and durable LVP flooring (BRAND NEW) that flows through the main level. The flexible office space tucked around the corner from the kitchen offers a convenient work-from-home option without sacrificing a dedicated bedroom. Truly you can use this space for anything! An open-concept dining and living area centers around a cozy fireplace, framed by large windows that fill the space with natural light and wooded views. The kitchen features warm wood cabinetry, solid-surface counters, a central island, and a suite of black appliances for a cohesive look. Upstairs, the primary bedroom is a true retreat with a tray ceiling, adjoining sitting area, expansive walk-in closet, and en-suite bath with dual vanities, soaking tub, and separate shower. Two additional bedrooms share a full bath, and all baths feature neutral tile and updated fixtures. The home’s mechanicals have been thoughtfully maintained, with a new HVAC system and water heater installed in November of 2024 for added peace of mind. Outside, enjoy a sprawling backyard perfect for gardening or play, as well as a sizable outbuilding that provides ample storage for tools and equipment. The attached two-car garage includes built-in shelving and room for extra storage. Located just minutes from downtown Monroe, schools, and shopping, this move-in-ready property delivers space, comfort, and updates in a tranquil setting.
Source: FMLS #7632615
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.