965 Westwinds Blvd Tarpon Springs, FL 34689
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About this home
PRICE REDUCED on this updated, bright and cheerful 3/2 home with screened pool and lanai to under $490k! Enjoy the serenity of overlooking a preserve with no rear neighbors! The scenic wooded preserve area offers much privacy as well as a meditative view with nature. Starting with this home’s curb appeal, you will be impressed with how the seller’s customized the front of their home with a park-like setting. As you enter through the convenient double doors, you will be impressed with this home’s spaciousness and welcoming entryway. The living room/great room has a will of glass sliding doors leading to the lanai where you will enjoy looking at the blue sparkling solar-heated pool with the scenery/privacy of the wooded area behind it. As you continue your journey throughout this home, you will appreciate that many of the “must have” features you are looking for are found here: a split bedroom plan, private primary bedroom area, updated bathrooms, tile and hardwood floors throughout, a lot of windows making the home feel bright and cheerful, and so much more! The kitchen has stainless steel appliances, gas range, soft-close cabinet drawers, pantry space, and lots of counter space. There is an inside laundry room with extra cabinets for storage. Gas water heater. Reclaimed water is used for irrigation which significantly reduce what you pay for water. Solar-heated pool and spa have been completely refurbished. (Solar panels have been paid for.) You will enjoy the peacefulness, privacy and serenity that the wooded area this property backs up to allows. You will appreciate the location which is less than 2 miles from the nearest beach and convenient to Fred Howard Park/Beach. Downtown Tarpon Springs, with its historic Sponge Docks and vibrant cultural scene, is just 2-3 miles away, offering endless opportunities for dining, shopping, and entertainment. The community of Tarpon Springs continuously has activities and events going on so you will always have something to do. Eligible for 0 down financing with no mortgage insurance for qualified buyers. One year American Home Shield Home Warranty Plan is included for the convenience of the buyer. This beautiful home is a MUST-SEE to appreciate its beauty and welcoming vibes. Priced to sell! Schedule your private showing today as this home is beckoning you to make it your own.
Source: STELLAR #TB8373716
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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