9660 N Matsonford Ave Dunnellon, FL 34433
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About this home
PRICE REDUCED! Embrace the charm of country living with this beautifully updated 3-bedroom, 2-bath, bonus room, single-family residence, nestled on 5 serene acres in the heart of Dunnellon’s picturesque farmland. Perfectly situated in Citrus County, this peaceful retreat offers convenient access to downtown, lush state forests, and miles of scenic trail riding. Set atop a gentle hill, the home boasts a welcoming front porch—ideal for quiet mornings—and a cozy wood-burning fireplace that invites relaxation on cool evenings. Crafted with character, the interior features solid pine doors and cabinetry, a spacious kitchen, formal living and dining rooms, and a generous family room, all enhanced by warm wood and luxury vinyl plank flooring. The expansive primary suite offers ample closet space and peaceful views of the surrounding landscape. Step out to the rear porch and enjoy sweeping vistas of rolling pastures and open skies. Additional highlights include a new roof, an oversized garage, and a detached two-bay carport with an air-conditioned 576 sq. ft. bonus room—ideal for a guest suite, gym, home theater, or in-law quarters. Thoughtfully upgraded for comfort and functionality, the home includes a new whole-house reverse osmosis water filtration system, a recently cleaned-up septic tank, new toilets and ceiling fans, and a state-of-the-art digital security system with cameras and sensors. Recent improvements also include the removal of all carpeting, replaced with elegant luxury vinyl flooring throughout the bedrooms. A chicken coop with full amenities awaits the farm enthusiast, and agricultural exemptions may apply, adding value for those seeking a more self-sustained lifestyle. This solid block-and-brick home offers a rare blend of tranquility, comfort, and natural beauty—an ideal haven for those longing to escape the city’s hustle and embrace the whispering winds of Florida’s majestic pines and oak trees.
Source: STELLAR #TB8404363
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.