97 Antilles Cv Miramar Beach, FL 32550
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About this home
Location! Location! Location! This beautifully detached single family home in the heart of Miramar Beach is located less than a mile from the Emerald Coast and less than a 1/4 mile from Choctawhatchee Bay. Perfectly positioned between the bay and the coast, you choose your own adventure as both are just a few minutes drive. What more could you ask for? This 3Br/2Ba 1656 sq ft home is located in the idyllic neighborhood of Bayside. The kitchen has been recently remodeled with a contemporary look featuring a seafoam glass backsplash, a perfect canvas balanced by modern stainless steel appliances and complementing recessed lighting above. Entertain even the largest groups as you have tons of prep space with your large oversized kitchen island and ample counter space, all complete in white quartz. Your spacious living room has a warm wood-burning fireplace for those cold winter nights and for those warmer days, you have multiple ceiling fans throughout the home. You'll find updated vinyl tile flooring throughout most of the home and your dining area has the most elegant pendant lighting with glows of amber and ivory tones. Vaulted ceilings add that level of sophistication that makes this house feel like a home, one filled with natural light and spacious surroundings. Your primary bedroom is large enough for your king size bed and its complementing furniture and you have your own ensuite bathroom with tiled shower and dual vanities. Walk out to your garden through your french doors where you can have a little sitting area, all while enjoying the ocean and breezes and finishing that book you've been wanting to complete. As a split-level floor plan, the other two bedrooms provide spacious room for your guest and/or family members, but also offering some privacy as these two rooms are near the front of the house. There is another bathroom that can be shared between the two front bedrooms. You have plenty of space in your backyard to add your own garden flair as the sellers have quite a green thumb and will be taking their plants with them. Beautiful trees and bushes outline the exterior front and back of the home with a beautiful brick paved patio in the back. Bayside offers a large and well-maintained community pool, beautiful brick walkways and sitting areas. Enjoy the shuffleboard and gazebo and there is a community dock, perfect for those who wish close access to water, one of the primary reasons for picking this beautiful home right in the heart of Miramar Beach! With close access to shopping, entertainment, and schools, this home truly has it all.
Source: EMERALDCOAST #975618
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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