970 Oglethorpe Ave Athens, GA 30606
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About this home
Fully Remodeled Home in the Heart of Athens! Welcome to 970 Oglethorpe Avenue, a beautifully updated 3-bedroom, 2-bathroom ranch-style home offering 1,466 sq ft of comfortable living space on a spacious corner lot in the desirable Knottingham subdivision. This move-in-ready home features a bright open floor plan with a dining/living room combo, a stylish master suite on the main level, and modern finishes throughout. The kitchen comes fully equipped with updated appliances including a refrigerator, oven/range combo, dishwasher, and gas water heater. A convenient mudroom laundry area adds extra functionality. Enjoy comfort year-round with natural gas heating and central air cooling. Additional highlights include all new LVP flooring fresh paint and remodeled bathrooms. Step outside to relax or entertain on the deck and patio, with a fenced yard providing privacy and security. The home also offers ample parking with a 3-car carport. Perfectly located just minutes from shopping, dining, and downtown Athens, this home blends charm with modern updates-ideal for homeowners and investors alike. No rental restrictions. Key Features: 3 Bedrooms | 2 Bathrooms | 1,466 sq ft Fully Remodeled | One-Level Living Corner Lot with City Views Carport with 3 Parking Spaces Fenced Backyard with Deck & Patio Investor-Owned | No Disclosure Don't miss this opportunity to own a beautifully renovated home in Athens-schedule your showing today!
Source: FMLS #7633866
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.