9700 Wooldridge Heights Dr Fortson, GA 31808
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About this home
AMAZING DEAL! Seller is offering up to *$10,000* towards your closing costs on this AMAZING deal in Fortson's Wooldridge Heights Subdivision! SPACIOUS home w/ FLEX SPACE options for more Bedrooms, Homeschool, Crafting/Gaming space, Playroom, Music Room, OR you can have it ALL! This almost 3 acre CORNER lot is perfect for anyone who loves to entertain, while retaining privacy! GORGEOUS Stonework surrounds this well-maintained home in a desirable area of North Columbus/Fortson. The MAIN home is a 2-story gem with Crown & Custom Moldings at the inviting Foyer entry with Separate Dining Room to your Left + Home Office/Library on your Right, One Bedroom + Full Bathroom on 1st level, then upstairs you'll find 2 more ample sized Bedrooms + Full Bathroom w/ Granite counter topped Double Vanity. Upstairs also houses the GENEROUS Master Suite with Separate Tiled Shower, massive Soaker Tub, Dual-zoned Walk-in Closet, PLUS an oversized Laundry Room, AND an expansive Loft's Secondary Living Area! The well-appointed Kitchen has extensive Granite counter space, Stainless Steel appliances + an Island overlooking Great Room's STONE Gas Fireplace w/ decorative mantle & mounted TV! Finished Daylight Basement w/ a large Living area + Flex Space w/ BEAUTIFUL Glass French Doors + 2 more rooms w/ closets that could be Bedrooms...AND there is another Full Bathroom! Kitchen/Living Room on MAIN level leads to a recently stained Deck to enjoy the view & serenity of your Fenced, Private, Wooded backyard AND side yards. Additional features include: STUNNING Front Porch with STONE steps, Walk-out FINISHED Basement w/ GARAGE doored Storage area + STORM SHELTER + Patio beneath the upper level's Deck, an Irrigation system, & attached Double Garage + extra parking pad...ALL on a 2.96 acre Corner lot that's only 1 mile from I-185 or Hwy 27! Zoned for Northside High School and convenient to dining, shopping, and SO MUCH MORE. Schedule a private tour and submit your offer TODAY! *Seller concession amount based on overall offer.*
Source: GAMLS #10566961
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.