971 Estes Dr SW Atlanta, GA 30310
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About this home
Discover a new standard of affordable living in the heart of Oakland City, where comfort, quality, and community come together beautifully. Designed by award-winning architect Kroneburg U+A, this thoughtfully planned townhome community offers modern, energy-efficient homes built for lasting value — all at a price designed to make homeownership achievable. These homes are available to buyers earning 80% or less of the Area Median Income (AMI), opening the door to incredible opportunities for families, educators, essential workers, and first-time buyers who dream of owning a home in one of Atlanta’s most dynamic and connected neighborhoods. Living at The Trust at Oakland City means being steps away from the Westside BeltLine, local parks, restaurants, and shops — with easy access to I-20 and downtown Atlanta. It’s the perfect balance of convenience and community. Developed by the Atlanta Land Trust and CityScape Housing, this community is dedicated to creating long-term affordable homeownership and neighborhood stability through an owner-occupant model that helps keep housing affordable for generations to come. Experience what it means to own a home that’s beautiful, attainable, and built to last — because everyone deserves a place to call home with a 5% interest rate with our approved lender.
Source: FMLS #7569192
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.