9717 Chuckwalla Pl Fishers, IN 46040
Your savings
About this home
Experience the pinnacle of refined living at 9717 Chuckwalla Place, Fishers, IN, a stunning Tudor residence in Hamilton County. This elegant home, in pristine condition, is positioned on a desirable corner lot and offers a blend of traditional charm and modern amenities across its expansive 2946 square feet. It features five bedrooms, including a convenient main-floor bedroom, and two and a half bathrooms, nestled on a generous 11,761 square foot lot. The heart of the home is a meticulously designed kitchen with a large island and peninsula, ideal for culinary exploration and gatherings, complemented by shaker cabinets and a stylish backsplash. The living area exudes warmth with a distinctive wood wall. Luxurious bathrooms boast double vanities and a walk-in shower. Additional amenities include central electric air conditioning, a 2-car garage, and a convenient 2nd floor laundry room. Located within the HSE Schools district, this residence, ready to embrace your lifestyle, promises unparalleled comfort and sophistication.
Source: MIBOR #22041147
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.