9721 Deerfoot Dr Fort Myers, FL 33919
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About this home
Welcome to 9721 Deerfoot Drive, a charming single-family home nestled in the heart of the highly sought-after South Pointe South community of Fort Myers. Whether you're a homebuyer searching for a move-in ready canvas to personalize or an investor looking to create a lucrative rental property, this opportunity is brimming with potential. Best of all — this home is NOT IN A FLOOD ZONE, has ROLL DOWN HURRICANE SHUTTERS, and on a LARGE OVERSIZED LOT of .23 Acres (one of the largest in the community) and offering added peace of mind and lower insurance costs. Step inside to discover a spacious layout with natural light pouring through large windows adorned with hurricane shutters. The expansive living room features plush carpeting and a neutral color palette, ready to accommodate any design style. The kitchen boasts generous counter space, modern gray cabinetry, and a pass-through window to the screened lanai—perfect for entertaining or casual al fresco meals. A dedicated dining area flows seamlessly into the kitchen and main living spaces, creating a functional and open-concept feel. The primary suite offers tiled flooring, a walk-in closet, and an en-suite bath with a beautifully upgraded tiled walk-in shower and contemporary vanity. Two additional bedrooms are tucked away for privacy—each with ample closet space and easy access to the second updated bathroom. A bonus- There's a spacious screened-in lanai and FULLY FENCED BACKYARD ideal for pets to run and play freely, enjoy gardening or a place to relax. South Pointe South is a well-maintained, established community known for LOW HOA DUES, desirable amenities, and an unbeatable location. Enjoy access to a community pool and clubhouse while being just minutes from local parks, white sand beaches, shopping centers, and some of the area’s most celebrated dining destinations.
Source: FORTMYERS #225042008
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.