9724 Copeland Dr Manassas, VA 20109
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About this home
Location Location Location! Discover a remarkable six-bedroom, three-bathroom home nestled in the heart of Manassas's charming Historic District, where yesterday's elegance meets today's comfort. This spacious residence offers plenty of room for families of all sizes, with six well-appointed bedrooms including a generous primary bedroom suite that serves as your personal retreat. The thoughtfully designed layout provides ample space for both daily living and entertaining, while maintaining the character and charm that makes historic properties so desirable. Three full bathrooms ensure convenience for busy households, and the home's location puts you at the center of community life. Step outside your door and find yourself surrounded by an abundance of amenities. Ben Lomond Regional Park sits just over a mile away, offering hiking trails, picnic areas, and outdoor recreation opportunities for nature enthusiasts. When it's time to stock up on groceries, Global Food provides convenient shopping less than two miles from home. Commuting is simplified with nearby transportation options, including bus service and the Manassas train station within easy reach. Families will appreciate quality educational opportunities, with Unity Reed High School serving the community's academic needs. The Historic District setting provides a unique backdrop for daily life, where tree-lined streets and well-maintained properties create a sense of timeless appeal. This neighborhood successfully balances preservation of its historic character with modern conveniences, making it an ideal location for those seeking both charm and practicality. Whether you're hosting family gatherings or enjoying quiet evenings at home, this property offers the perfect blend of space, location, and character.
Source: BRIGHT #VAPW2104126
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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