9737 Kinmore Dr Groveland, FL 34736
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About this home
Back on the Market. Welcome to this stunning Kensington Flex model home, located in the highly sought-after community of Cypress Oaks—just 6 minutes from charming Downtown Clermont and 40 minutes from Disney! This meticulously maintained 4-bedroom, 2-bathroom home sits on an oversized lot backing up to recreational space, offering both privacy and convenience. Step inside to find luxury vinyl flooring throughout all common areas, upgraded 5.25” baseboards, and an open-concept design with an expanded kitchen island—perfect for entertaining. The eat-in kitchen boasts quartz countertops, upgraded 2023 stainless steel appliances (including refrigerator, dishwasher, washer & dryer), a stainless-steel apron farmhouse sink, and custom cabinetry, including a custom pantry and laundry room with ample storage. Enjoy versatile living with a spacious flex room featuring a built-in bench and bookshelf, ideal for an office, playroom, or second living space. The family room showcases a beautiful shiplap accent wall that adds character and warmth. The primary suite offers a serene retreat with a walk-in closet, quartz countertops, and a luxurious en-suite bathroom complete with a digital and rain shower system. Three additional bedrooms feature custom closets for organized living. Step outside to the covered lanai and enjoy the fully fenced backyard, complete with three gated entries (two in front, one in back), rain gutters and downspouts, and ample room for outdoor fun. Additional features include, Smart home system (app-connectable), Brinks security wiring, 2023 Washer & Dryer included, Custom features throughout. Don't miss your chance to own this beautifully upgraded home in one of Clermont's premier neighborhoods!
Source: STELLAR #G5100634
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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