9793 SW 63rd Loop Ocala, FL 34481
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About this home
This exquisite 4/2/2 can be your home with the absolute best location in a gated, 55+ community located in the Horse Capital of the World, Ocala, Florida. Sought after Stone Creek by Dell Webb Community is your perfect paradise for enjoying the 18-hole championship golf course, resort-style pool, clubhouse, state of the art fitness center, spa, community gardens, dog parks, a myriad of game courts and activities with a lifestyle director on staff. Our luxurious Summerwood model is a versatile one-story floorplan with open concept modern design which features a large kitchen island overlooking the bright, inviting gathering room, making everyday living and entertaining a breeze. Upon entering the grand foyer area the view is mesmerizing as your eyes are drawn to the unrestricted view through the gathering room, screened lanai and on out to the fenced rear yard and lush pastures beyond, where you will occasionally see a very calm group of cows grazing in the distance. A mature Crepe Myrtle tree accents the lovely rear yard where the Sellers have also established a stone patio perfect for your outdoor grill. Back inside, you will notice the attention to detail, including the 17" porcelain floor tile, plank flooring, (no carpet), granite counter tops, top-of-the-line stainless steel appliances and the very pleasing designer paint colors throughout. The interior of this home was transformed in 2023 with the installation of crown molding in all four bedrooms, the bathrooms, gathering room, kitchen, hallway, foyer, and the laundry room. Additionally, the foyer and arched entrance into the gathering room were enhanced with decorative trim and wainscoting, which was carried on over to accentuate the kitchen island as well. The split floorplan affords privacy for all with three guest bedrooms, (or two guest bedrooms and an office if you desire), and a spa like guest bathroom at the front of the house and the primary suite located at the rear of the house. A large double window affording views of the lush rear yard and fields beyond, (no neighbors behind the house), and the tray ceiling add to the ambiance of the primary suite. The relaxing environment of the primary ensuite bath includes a clear story window, luxurious his and her sinks, a separate dressing table, linen closet, walk-in closet and a private water closet room. Additionally, there is a large interior domestic suite and the Whirlpool washer/dryer, new as of February 2024, with top rated features, shall convey. Lots of recent upgrades have been done that will please any discerning and punctilious Buyer: new dining area and kitchen nook chandeliers, kitchen island pendant light covers, extra quiet ceiling fans, dimmer switches, motion light sensors, a Ring Doorbell installed and solar security lights were added in the rear yard. The 2-car garage includes overhead mounted storage racks that would satisfy any neat-nick's desire to be organized, a 50 AMP RV Outlet and a new LG Refrigerator for storing extra drinks to stay hydrated with your friends after a round of golf. The garage floor has an epoxy coating making it easy to clean and resistant to staining. Interested in more information? Please reach out for our full color brochure and video tour/photos.
Source: STELLAR #OM683308
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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