98 Pineridge Cv Sanford, NC 27332
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About this home
$18,000 Buyer Incentive! With a full-price accepted offer by October 31, 2025, you’ll receive this incredible “Use-As-You-Choose” incentive, apply it toward closing costs, upgrades, repairs, or even a rate buy-down. This limited-time offer makes moving into your new home this fall even more rewarding.Welcome to your dream home in one of the area’s most sought-after gated and guarded golf communities! Perfectly situated near the clubhouse, park, tennis courts, and community pool, this two-story residence combines comfort, convenience, and lifestyle in one beautiful package.Step inside and you’re greeted with rich hardwood flooring throughout the main living area and kitchen, setting a warm and inviting tone that feels just right for autumn gatherings. The spacious kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, granite countertops, a wine refrigerator, and a large eat-in dining space where family and friends can gather around hearty meals. Just off the kitchen, a cozy den offers the perfect nook for relaxing with a good book, catching up on work, or hosting guests as the evenings turn crisp.The main-level owner’s suite is a private retreat, offering comfort and ease of access to the main living areas. Upstairs, two additional bedrooms provide space for family or guests, while a versatile bonus room can transform into a playroom, office, or extra sleeping space. The theater room, complete with a wet bar and mini refrigerator, is perfect for movie nights and game days as the season shifts toward cooler nights. A large walk-in unfinished storage area offers exceptional storage or future expansion potential.Beyond the home, the community invites you to enjoy a lifestyle filled with year-round amenities. Spend your weekends by the expansive lake and marina, perfect for crisp fall afternoons of picnicking or simply soaking in the peaceful waterfront views. From a round of golf under golden autumn skies to neighborhood gatherings at the pool, park, or local farmers market, this location blends the best of community living with seasonal charm.Don’t miss the chance to claim this exceptional home in a premier neighborhood. With the $18,000 buyer incentive and all the warmth and possibilities this home offers, now is the perfect time to make your move before the holiday season arrives.
Source: TRIANGLEMLS #LP744519
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.