9803 Pamir Ct Fort Washington, MD 20744
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About this home
PRICED TO SELL!! Spacious 4BR/4BA Raised Rambler Home In Fort Washington! Welcome home to this expansive raised rambler tucked away on a quiet cul-de-sac in desirable Fort Washington. With 4 bedrooms, 4 full baths, and generous living space throughout, this home is perfet for anyone looking for comfort and flexibility. Step inside to discover a bright, inviting main level featuring a large kitchen, separate dining room, and a spacious living area ideal for gatherings. The primary suite includes a cozy sitting room addition- your own private retreat. Down the hall, you'll find two additional bedrooms and a full bath. The fully finished basement offers incredible versatility with a large recreation area, brick fireplace, an additional bedroom space, laundry, and a private side entrance. Enjoy outdoor living at its best with a screened-in porch off the dining room, a patio for grilling and entertaining, and a spacious yard ready for play, gardening or quiet relaxation. Located just minutes from the waterfront and convenient to shopping, parks and major commuter routes, this home combines comfort, space and value. Sold AS-IS but in great condition. Don't miss this incredible opportunity to own a spacious Fort Washington gem at an unbeatable price!
Source: BRIGHT #MDPG2178642
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.