9804 Carr Rd Riverview, FL 33569
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About this home
Welcome to your dream home in the heart of Riverview! This beautifully maintained 4-bedroom, 2-bath residence offers approximately 2093 sq ft of living space and sits on a generous corner lot of nearly 9,800 sq ft in the desirable 2008-built community of Camellia Estates. Featuring an ASSUMABLE MORTGAGE at an incredible 2.25 interest rate, this home blends comfort, functionality, and long-term value. Inside, the open and flowing floor plan welcomes you with an expansive living area that seamlessly connects to the chef’s kitchen—complete with stainless-steel appliances, ample cabinetry, a center island, and views of the covered lanai, perfect for indoor-outdoor entertaining. The spacious primary suite features a private bath and walk-in closet, while one of the secondary bedrooms can serve as a flex space, den, or playroom (note: no closet). The three-car garage has been partially converted, with one bay transformed into a fully finished home office featuring a mini-split A/C unit, ideal for remote work or a small business setup. The remaining garage space offers epoxy flooring and excellent storage. Additional upgrades include a 2-year-old central A/C system, high-impact sliding glass door, fenced backyard, smart Deko light switches throughout, and a lush yard offering plenty of space to relax or play. Located just minutes from top-rated Hillsborough County schools, shopping, dining, medical services, and major roadways, this home provides the perfect balance of convenience and comfort. Don’t miss your opportunity to own this exceptional Riverview home—schedule your private showing today and take advantage of the assumable 2.25 loan!
Source: STELLAR #TB8439838
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.