9808 Jaggar Way Peyton, CO 80831
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About this home
Beautiful and spacious 2-story home with walk-out basement offering over 3,400 sq ft of thoughtfully designed living space, perfectly suited for multigenerational living! 4 car-garage - over 850 sqft. Built in 2019 and sitting on a generous corner lot (nearly a quarter acre), this home blends modern finishes with flexible functionality. The main level features an open-concept layout with luxury vinyl plank flooring and seamless flow from the kitchen and dining area to a large upper deck—ideal for entertaining or relaxing. The finished walk-out basement is a standout space, ideal for guests or extended family, complete with a private entrance feel. It features a fully equipped kitchenette with quartz countertops, refrigerator, microwave, dishwasher, and disposal. The basement also includes LVP flooring throughout, a 3/4 bathroom with stunning tile work, quartz vanity, and walk-in shower with a barn door, a spacious bedroom with its own Mitsubishi electric A/C unit, separate living area with a second Mitsubishi unit, and a private laundry room with built-in cabinetry. Upstairs you’ll find four well-sized bedrooms, including a luxurious primary suite with tray ceilings, a spa-like bath featuring a soaking tub, double vanity, and large walk-in closet. Large upper full bathroom w/ double vanity. A versatile loft adds extra flex space, and the upper-level laundry room includes tile flooring and a window for natural light. The backyard is an entertainer’s dream, boasting a covered lower-level concrete patio with a hot tub, concrete pathway around to the front yard, a double-wide side entry gate, and a 12x8 storage shed. Additional features include a safe built into the primary bathroom, central A/C, radon mitigation system, and no HOA (home is located within a metro district).
Source: PPMLS #1444117
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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