9809 La Rita Pl Riverview, FL 33569
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About this home
Welcome to this inviting and thoughtfully designed Florida home, where spaciousness meets comfort and versatility. From the moment you arrive, you’ll appreciate the home’s curb appeal, enhanced by a side three-car garage and charming covered front porch—perfect for relaxing with your morning coffee. This home has been renovated and freshly painted inside and out!! Features 5 bedrooms, 3 full baths, den/office, formal dining room, large family room, and a inside laundry room. The 5th/bonus room offers a FULL bath and a walk-in closet. All bedrooms including the kitchen offers ceiling fans with decorative lighting. The oversized master bedroom features large slider doors that lead out to the patio area, a beautiful master bathroom with a pocket door, ceiling fan with decorative lighting, beautiful wood plank tile flooring, walk-in closet with extended hanging rods and shelves for increased storage and organization. The master bathroom offers wood plank tile flooring, stand-alone deep tub with 3-handle deck mount clawfoot tub faucet, frameless glass shower with half-wall to separate tub, double swing shower door, river rock shower basin, rain head and standard shower head, floor-to-ceiling large format porcelain tile, niches and corner seat, QUARTZITE countertops with backsplash, double vanities with doors and drawers, rectangular sinks and Delta faucets, new vanity lights and dual mirrors, linen cabinet with partial glass doors. separate water closet with sink, QUARTZITE countertop with backsplash, vanity with doors and drawers, new lights, mirror and secondary door for hall access, if needed. The bathroom 2 offers tiled floor, 12”x 24” porcelain, new mirror and vanity lights, double vanity with faucets, rectangular sinks, backsplash, GRANITE countertop and backsplash. The Tub/shower feature tiled to the ceiling with a niche, delta shower head and recessed lights. The bathroom 3 was renovated in 2024 features converted from tub/shower to large walk-in glass shower with sliding door, porcelain tiled floor, hexagon, delta faucets, 48-inch vanity with doors and easy drawers, DOLOMITE countertop with backsplash, new mirror, vanity and ceiling lights. The exterior offers a beautiful front elevation that features a natural stone accent and front columns, an extended 14x37 patio, large fenced backyard with two gates, upgraded landscaping throughout, solar landscape lighting, cameras and security system irrigation system with five (5) zones, a paved walkway that leads from the patio to the large covered Gazebo/Grilling area. The large patio features a 220v outlet to accommodate Hot Tub on Patio, custom curtains all around to maintain privacy and temperature control. Located in a prime Riverview location, this home is just across from Riverview High School, minutes from US-301 and I-75, offering easy access to Tampa and Orlando. NO CDD and LOW HOA. Don’t miss your chance to own this move-in-ready home in one of Riverview’s most desirable neighborhoods. Schedule your private showing today!
Source: STELLAR #TB8429795
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.