9810 Walnut Grove Trl Villa Rica, GA 30180
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About this home
5.375% Rate Assumable VA with Roam! Stunning 4-Sided Brick Home on 4.22 Acres in Danielle Estates Welcome to this remarkable 4-sided brick home, perfectly situated on 4.22 fully fenced acres in the desirable Danielle Estates subdivision. Tucked away on a private wooded lot, this property offers both comfort and seclusion with a long driveway that wraps to the rear of the home, leading to an attached garage and spacious parking pad. The expansive backyard is perfect for entertaining, complete with a firepit and additional outdoor sitting area. Step up to the full-length covered front porch and through the double-door entryway, where you are greeted by a soaring vaulted foyer with beamed ceilings and hardwood floors throughout. The formal dining room, with space for up to 12 guests, is accented by wood beams for a warm and elegant touch. The large living room features built-in shelving and cabinetry framing a stacked stone fireplace, creating the perfect spot for gatherings. The open-concept kitchen offers stained cabinetry, double ovens, an electric cooktop, and a large island. An adjoining breakfast area overlooks an additional den, providing even more living space on the main level. The private owner’s suite is located on its own wing of the home and boasts cathedral-beamed ceilings with wood accents, a spa-like renovated ensuite with double vanities, tile flooring, a soaking tub, a tiled shower, and a generous walk-in closet. Two additional bedrooms on the main level share a convenient Jack-and-Jill bathroom. Upstairs, you’ll find a full in-law suite with a private living area, full bedroom and bathroom, walk-in closet, extra coat closet, and attic storage. The fully finished basement offers limitless possibilities—featuring a large living room, additional bedroom with closet, a gym or theater-ready flex room, dining area, multiple storage rooms, and a full workshop with a boat door. This one-of-a-kind property combines privacy, space, and functionality in a premier location. Don’t wait—schedule your private tour today and experience all this home has to offer!
Source: FMLS #7639757
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.