9817 Abington Cir Edmond, OK 73025
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About this home
Welcome to this BEAUTIFUL MODERN FARMHOUSE, located in the highly sought-after DEER CREEK SCHOOLS district! With 4 BEDROOMS, 2 BATHS, a STUDY, and a roomy 1/3 ACRE LOT - this home is JUST PERFECT FOR LARGE OR GROWING FAMILIES! From the moment you arrive, you’ll appreciate the FANTASTIC CURB APPEAL and welcoming front yard. Step inside to discover a BRIGHT, OPEN LIVING AREA designed for both comfort and style. COOL, NEUTRAL COLORS pair beautifully with LARGE WINDOWS that fill the space with natural light, while DURABLE FLOORING makes it perfect for everyday living. The LIVING ROOM flows effortlessly into the GORGEOUS KITCHEN, featuring GRANITE COUNTERTOPS, a LARGE CENTER ISLAND, BREAKFAST BAR, crisp WHITE CABINETRY, and a convenient PANTRY for extra storage. The dedicated OFFICE or Flex room highlights a chic FAUX BRICK ACCENT WALL, adding warmth and character to your space. The PRIMARY SUITE is your private retreat—complete with a SPACIOUS BEDROOM and a sliding BARN DOOR leading into the ENSUITE BATH. You’ll love the DOUBLE VANITY, WALK-IN CLOSET, and beautifully tiled shower that combine comfort with style. Secondary bedrooms are generously sized, perfect for family, guests, or hobbies, with a full bath nearby. Don’t forget the roomy GARAGE for storage and convenience. Step outside to your FULLY FENCED, MASSIVE BACKYARD with MULTIPLE GATES—perfect for pets, gardening, or simply enjoying the outdoors. MATURE TREES provide shade, while thoughtful updates like FULL GUTTERS and a NEWLY INSTALLED FLOWER BED add to the home’s charm. This home has been WELL LOVED AND WELL MAINTAINED—now it’s ready for a NEW FAMILY to make memories here. DON’T MISS OUT—SCHEDULE YOUR SHOWING TODAY!
Source: MLSOK #1195114
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.