9820 Snow Pointe Dr SE Alto, MI 49302
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About this home
Discover luxury living in this expansive almost 4,000 sq ft, 4-bed 3-bath home nestled on 6.5 beautifully landscaped acres! Enjoy ultimate privacy as you come down the long, secluded driveway leading to this retreat. Entertain or unwind one of your 4 large deck/patio spaces or just take a dip in the 2x oversized pool and hot tub, surrounded by tons of entertaining space and nature's beauty. Once you make it inside you'll see the first of two spacious living areas heading to the open modern kitchen. As you walk upstairs to the bedroom and primary suite you'll see an excellent view overlooking the open air living room with floor to pitch windows surrounding the fireplace showcasing the perfect area to make memories. Step aside to the 3 seasons porch to workout, read or just enjoy the wildlife.In the lower level there is an additional apartment style space with a large open concept kitchen and living room, a bedroom and a walkout to the patio for your guest to have privacy and comfort of their own. This is the perfect home for anyone that is looking to have an oasis close enough to a big city but far enough away for anyone seeking tranquility. This home has endless possibilities contact me to schedule your showing today!
Source: REALCOMP #65025047899
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.