985 Sadie Ridge Rd Clermont, FL 34715
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About this home
Resort-style Highland Ranch home — 4 bed • 3 bath • 3-car garage • 2,788 sq ft Welcome home to the perfect combination of location and lifestyle in desirable Highland Ranch. This beautifully maintained cinder-block home (2,788 sq ft) sits in an amenity-rich community with a clubhouse, pool, splash pad, dog park, volleyball and basketball courts, plus more than four miles of walking trails — everything you need for active, family-friendly living. Step inside to a flexible, entertainer-ready floorplan: four bedrooms and three full baths (including a Jack-and-Jill), a formal dining room, a large breakfast area and a front den that’s ideal for an office or sitting room. The gourmet kitchen is made for hosting — a huge island, ample counters, walk-in pantry and a gas range with plenty of room for a large eat-in table. The family room features warm wood-look flooring and oversized sliding doors that open to your private backyard oasis backing to open space — no rear neighbors. The spacious owner’s retreat includes dual walk-in closets and a spa-inspired ensuite bath. Versatile extra rooms let you configure the space as a home office, gym, playroom or formal dining — live the way you want. A three-car garage provides generous storage and parking for vehicles and hobbies. Location is outstanding: minutes from Winter Garden and Clermont’s shops and restaurants, close to multiple championship golf courses, the Florida Turnpike and top college-prep schools including Montverde Academy. Just 10 minutes to Costco and Lowes for your DYI projects and shopping. Built for comfort, style and lasting value — move-in ready and waiting. Don’t miss this one — schedule your showing today!
Source: STELLAR #S5135541
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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