990 Hunting Country Rd Tryon, NC 28782
Your savings
About this home
Escape to your own mountain retreat, where privacy, space, and modern convenience meet. Step through the front door into a welcoming foyer and be greeted by soaring vaulted ceilings and abundant natural light. The flexible main-level layout allows you to design the space as a family room or formal dining area, flowing seamlessly into a well-equipped kitchen and cozy wood-burning fireplace in family/den/dining area. An office, screened porch, and a beautiful four-season patio invite you to work, relax, or entertain while staying connected to nature. The primary suite is conveniently located on the main level with an en-suite bath, while two guest bedrooms, a full bath, and an airy loft complete the upstairs. The daylight basement provides abundant storage as well as a private guest or in-law suite with its own entrance. Outdoor living is equally inviting—enjoy morning sunrises, golden sunsets, or star-filled skies from multiple vantage points: the screened porch, Trex deck, stone patio, or all-seasons room with a peek-a-boo mountain view. Step directly outside to hike nearby waterfalls and trails, immersing yourself in the rich flora and fauna of this temperate mountain region. Practical upgrades ensure peace of mind and easy living, including a whole-house generator, high-speed fiber optic internet, a paved driveway, and a two-car garage. Located just 5 miles from the charming town of Saluda, 30 miles to Greenville, 40 miles to Asheville, and less than two hours to Charlotte, this home offers both seclusion and convenience.
Source: CANOPYMLS #4305593
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.