$199,400

9901 Regency Square Blvd # 90 Unit 90 Jacksonville, FL 32225

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About this home

Waterfront former model with million-dollar water views and hard-to-find privacy. Fish, kayak, or paddle board from your backyard with this end-unit townhome, fully renovated in 2023, with two large primary suites, the perfect beach retreat, less than a few miles from some of the world's best beaches! Extra-large rooms, one of the best private lots, and endless water views! Fully renovated with open floor plan and a high-end chef's kitchen that captures the spectacular views while cooking, new electrical, plumbing, flooring, roof, huge deck, and more, only unit to have three-sided windows in the complex, which makes it feel more like a house, custom wood burning fireplace, and offers the utmost privacy. Regency Wood is like living in your own private park with nature at your doorstep. water views from almost every room, tons of storage, and 4 walk-in closets. Walk to stores, restaurants, and even the community pools, Suna, tennis courts, gym, and playground

2 bedroom
2.5 bathroom
1,428 sqft
2,613.6 sqft
Condominium
Built in 1973
Air conditioning
Fireplace
Shared pool

Source: REALMLS #2092348

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 05, 2025 01:19 am
Listing agent: JASON EDWARD FOX (404) 707-7747
Listing provided courtesy of: KLOS CAPITAL LLC (404) 239-7500
Details provided by REALMLS and may not match the public record.
MLS ID: #2092348
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Everystate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers.
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