$1,250,000

9909 Whitley Bay Dr Austin, TX 78717

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About this home

Amazing luxury home situated on over 1/3 of an acre with expansive greenbelt views! This one is a must-see for buyers seeking a luxurious pool, multiple outdoor entertaining areas, a chef's kitchen with waterfall countertops, a downstairs primary suite with private patio access, spacious indoor entertaining areas with stunning views, and four versatile living spaces - including a dedicated home office, a large hobby room with extensive built-in storage, a media room, and a living room with soaring two-story ceilings. With nearly $300K in upgrades, this home delivers all the refined touches you'd expect in an executive residence, including laundry rooms on both levels, a whole-home multi-zone audio system, IQAir MERV 16 air filtration, a tankless water heater with instant hot water recirculating system, a mosquito misting system, an oversized three-car garage with 9’x23’ bays, custom cedar garage doors, and a new roof and primary suite AC in 2024. The backyard is an entertainer’s dream, featuring a resort-style pool - completely remodeled in 2023 - surrounded by expansive stone and Fiberon patios, an outdoor kitchen, and beautiful wooded greenbelt views. The front of the home also offers exceptional outdoor living, with a large covered balcony accessible from two bedrooms and a generous front sitting porch. Located in one of the Austin area's most sought-after communities, Avery Ranch is built around a stunning 18-hole golf course and borders the Brushy Creek trail and park system. Residents enjoy award winning schools and miles of hike-and-bike trails, a 60-acre lake, multiple swimming pools, tennis and sport courts, playgrounds, and more. Ideally situated in NW Austin’s tech corridor, the home offers a quick commute to major employers like Dell, the new Apple Campus, and the Domain, with countless shopping, dining, and entertainment options just minutes away.

5 bedroom
3.5 bathroom
3,958 sqft
0.375 acres
Single Family
Built in 2003
3 car garage
Air conditioning
Fireplace
Private pool

Source: CENTRALTEXAS #595578

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 22, 2025 11:28 am
Listing agent: Laurie Flood (512) 576-1504
Listing provided courtesy of: Keller Williams Realty NW (512) 346-3550
Details provided by CENTRALTEXAS and may not match the public record.
MLS ID: #595578
Information is provided exclusively for consumers personal, non - commerical use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2025, Central Texas Board of REALTORS
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