9910 S Santa Fe Ave Trenton, FL 32693
Your savings
About this home
One or more photo(s) has been virtually staged. Welcome to this beautifully maintained 3-bedroom, 2-bath ranch style home nestled on 2 peaceful acres just minutes from Trenton. Built in 2007 and loaded with upgrades, this move-in-ready home features 1,717 sq ft of comfortable living space, a paved driveway, and two large pole barns for all your storage or hobby needs. Step inside to a spacious, open-concept living area with vaulted ceilings, rich wood flooring, and a cozy gas fireplace. The kitchen shines with wood cabinetry, solid surface countertops, a porcelain sink, breakfast bar, tile flooring, pantry, and a built-in China cabinet with sliding drawers. A bright dining space connects seamlessly for entertaining and everyday living. The generously sized bedrooms include walk-in closets, and the primary suite boasts a tray ceiling and en-suite bath with a double vanity. Additional highlights include crown molding throughout, ceiling fans, and blinds already in place. A dedicated laundry room comes equipped with a washer and dryer. Practical features include a 2021 roof, 2023 water heater, 2022 refrigerator and water pump, 2021 stove and 2024 microwave. The home is protected by a whole-house propane generator, and features a central vacuum system, Hardie board siding, well, and septic (pumped 2022). Enjoy rural living with modern conveniences, just minutes to Trenton and Chiefland and 30 minutes to Gainesville and close to the Gulf Coast towns of Cedar Key, Suwannee, and Steinhatchee. Buyer to verify all measurements and school zones.
Source: STELLAR #GC531682
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.