9914 Copper Rise Converse, TX 78109
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About this home
This spacious 2-story home offers 2,752 sq. ft. of living space with 3 bedrooms, 2.5 baths, and a 2-car double-door garage, all set on a 0.13-acre lot in a desirable cul-de-sac location. The main level features a welcoming family room with a fireplace and charming archway accents that flow into the formal dining room and kitchen. The eat-in kitchen is designed for both style and function, with a breakfast bar, updated appliances, and a breakfast nook. A versatile office space on the main floor adds flexibility, while partial wood flooring, upgraded ceiling fans, and a water softener enhance everyday living. Upstairs, you'll find all three bedrooms, each with a walk-in closet. The spacious primary suite offers an ensuite bath complete with double vanity, garden tub, walk-in shower, and generous closet space. An office area within the primary suite adds convenience, while an upstairs entertainment room provides the perfect space for relaxation or gatherings. Outdoor living is equally inviting with a covered patio, wooden fenced backyard, pergola, and outdoor grill, creating an ideal setting for entertaining or unwinding. Additional highlights include upgraded insulation throughout (including the garage), a roof that is only 9 years old, and a brick front exterior that adds curb appeal. Located just a few corners from Copperfield Elementary School and only minutes from Randolph AFB, this home combines comfort, space, and accessibility in a prime location.
Source: SABOR #1910053
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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