9915 North Rd Fairview Heights, IL 62208
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About this home
Welcome to 9915 North Road. A fully renovated move-in-ready residence on an oversized lot with fresh curb appeal and updates throughout. The home features all new paint, wide plank luxury vinyl flooring on main level, new carpet and padding in bedrooms, 4 inch architectural base boards, custom doors, matte black hardware, new light fixtures, stainless appliances and the list goes on. On the main level you'll find a large beautifully updated kitchen complete with stainless steel appliances, quartz countertops, undermount stainless steel sink and white shaker cabinets with complementing matte black hardware. The kitchen also features a large walk in pantry with adjustable shelving. Adjacent to the kitchen there is a dedicated dining room with a matte black and crystal chandelier. Continuing from the kitchen is a spacious living room with a large picture window overlooking the front yard. There is a shiplap accent wall giving the room a relaxed feeling. Walking down the hallway, you'll find three generous bedrooms with ample closet space and a full bathroom with matching quartz vanity top and an undermount sink. The home also has a day light basement with new carpet/padding, a huge family room, laundry room, a second full bathroom and a private office with a walk-in closet. Basement also features a large unfinished storage room. Step outside back from the kitchen to enjoy a composite wood deck overlooking the yard or covered carpeted side porch; perfect for relaxing or entertaining. The property includes a detached tandem garage with new doors and a storage shed. Agent Owned. Close to Shopping Areas, Schools, Public Transportation and Interstate Highways. This is a Must See!!!!! Buyer to verify all Listing data including but not limited to sq. ft., measurements, features, lot size, taxes/exemptions, schools and etc.
Source: MARIS #25066321
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.