9918 Heavenly Way La Mesa, CA 91941
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About this home
Magnificent Southwest-inspired estate perched atop one of Mt. Helix’s most prestigious view streets, offering breathtaking panoramic vistas stretching from Mexico to Downtown San Diego and the Coronado Islands. This exceptional 4-bedroom, 4.5-bath residence spans over 4,624 sq ft and is nestled on a private cul-de-sac, delivering tranquility, privacy, and grandeur. Expansive view windows fill the home with natural light and frame the stunning scenery from nearly every room. The open-concept layout features multiple living areas ideal for entertaining, complemented by a sparkling private pool and spa perfect for relaxing under the sun or stars. The home also offers a potential granny flat with its own private entrance, ideal for multi-generational living, guests, or rental income. With PAID SOLAR and timeless architectural charm, this property blends elegance and efficiency. A rare opportunity to own a view home of this scale and presence in the heart of Mt. Helix. This gated 4,624 sq ft custom estate, built by Wanket Construction and designed by acclaimed architect Walter Lim, captures 180° unobstructed views of the ocean, Coronado Islands, Mexico, and surrounding mountains. Perched on one of Mt. Helix’s most prestigious view streets, this 4-bedroom, 4.5-bath home features a potential granny flat with its own entrance—ideal for a student, nanny, or office setup. Enjoy stunning views from nearly every room including the great room, kitchen, dining, family and billiard rooms, and the luxurious primary suite. Outdoor living is elevated with a pool, deck, and patio area designed to embrace Southern California sunsets. Highlights include a 3-car oversized garage, paid-off 32-panel solar system, newer roof, surround sound, dumbwaiter, laundry chute, cedar cabinetry with Saguaro Cactus accents, hardwood and Spanish tile flooring, dual-pane windows, and top-tier appliances including a brand new Sub-Zero fridge, Asko dishwasher, and new cooktop. Zoned heating and A/C provide year-round comfort. Professionally landscaped and thoughtfully upgraded throughout, this is a rare opportunity to own a truly elegant and uniquely crafted Mt. Helix masterpiece.
Source: CRMLS #250029610SD
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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