9923 Jon Boat Way Boerne, TX 78006
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About this home
**9923 Jon Boat Way - Balcones Creek, Boerne, TX** Welcome to this beautifully designed 4-bedroom, 3.5-bath home tucked inside the sought-after, gated community of Balcones Creek. Built in 2014 and thoughtfully updated, this 2,797 sq. ft. residence blends modern upgrades with timeless style, offering a warm and inviting space for everyday living and entertaining. Step inside and you'll be greeted by soaring ceilings, an open floor plan, and architectural accent walls that add character throughout. The main living areas feature luxury vinyl plank flooring, while the upstairs game room and guest bedrooms provide cozy comfort with carpet. The chef's kitchen is a true highlight, showcasing quartz countertops, neutral cabinetry, a large island with custom lighting, walk-in pantry, and brand-new black stainless steel appliances. The spacious primary suite offers a relaxing retreat with a bay window and spa-like bathroom complete with a standalone soaking tub, seamless glass shower, double vanities with quartz counters, and a generous walk-in closet. Upstairs, you'll find additional large bedrooms and a versatile game room for family fun or quiet downtime. Enjoy outdoor living year-round with both a covered front porch and a covered back patio, perfect for morning coffee or evening gatherings. The stone and brick exterior provides lasting curb appeal and a welcoming first impression. Living in Balcones Creek means access to top-notch amenities including a community pool, clubhouse, jogging trails, park, and playground. The location couldn't be more convenient-just minutes from the new HEB, within the acclaimed Boerne ISD, and only a short drive to shopping, dining, and entertainment. This home is the perfect blend of comfort, style, and community-ready to welcome its next owners.
Source: SABOR #1898588
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.