9955 Rolling Wind Dr Soddy Daisy, TN 37379
Your savings
About this home
Welcome to 9955 Rolling Wind Drive! This beautifully updated 4-bedroom home, originally built in 1996, combines modern comfort with timeless charm. Located on a large .78-acre corner lot in the desirable Soddy Daisy community, this home offers plenty of space for outdoor activities, perfect for families or those who love to entertain. Relax on the picturesque country-style front porch and enjoy your morning coffee. The main level offers a spacious living room with new hardwood flooring, cabinetry, and a cozy gas fireplace. The kitchen has been tastefully updated with new cabinets, backsplash, and reconfigured to create a functional pantry. The main level also offers a half bath for guests, as well as a bedroom located off the foyer. Upstairs, you'll find the perfect layout for a growing family. The 2nd level includes a large master bedroom with a walk-in closet and en suite, as well as two additional bedrooms and second full bathroom. The laundry room is located on the basement level, with a convenient utility sink. The two-car garage provides plenty of space for your vehicales, storage, and more! Best part? No city taxes, no HOA fees, and zero work neededjust unpack, relax, and enjoy. Outdoor enthusiasts will appreciate the proximity to the Tennessee River, Chickamauga Lake and nearby trails, perfect for hiking, biking, or simply enjoying the natural beauty of the area. Less than 30 minutes from downtown Chattanooga named ''BEST CITY TO LIVE IN TENNESSEE'' by US News and World Report in 2024! If you are searching for a new home in Soddy Daisy, then be sure to schedule your tour of 9955 Rolling Wind Drive today and experience it for yourself!
Source: REALTRACS #3032875
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.