996 Scarlet Plume Ln Brooksville, FL 34604
Your savings
About this home
One or more photo(s) has been virtually staged. PRICE REDUCED!!! Welcome to this beautifully maintained 3-bedroom, 2-bathroom home with a versatile flex room, located in Trillium. Take advantage of an assumable mortgage at just 2.875%—a rare opportunity for qualified buyers! Step inside to find a bright open floor plan, enhanced by premium luxury vinyl plank (LVP) flooring throughout. The kitchen features granite countertops, stainless steel appliances, and custom brushed nickel hardware on all cabinetry, offering both style and functionality. Enjoy true privacy with NO front or rear neighbors. The backyard overlooks a retention pond, while front overlooks an open field, which is perfect for watching sunsets from your front porch. Watch the sun rise from your screened in back porch while enjoying a cup of coffee. The backyard is fully fenced in with beautiful brick pavers. The extended garage has epoxy floors and custom storage systems. Newer Trane AC. Smart home features include a hardwired Ring doorbell, hardwired Ring exterior cameras with floodlights, and smart lighting throughout for customizable ambiance. This move-in-ready home blends comfort, smart tech, and energy savings in a prime location. Close to the Parkway for a quick and easy commute to Tampa. Trillium offers a beautiful zero entry community pool and a playground! Low HOA and NO CDD! Schedule your private tour today!
Source: STELLAR #W7879577
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.