9966 Hidden Dunes Ln Orlando, FL 32832
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About this home
"Major Price Reduction! Don’t miss this opportunity—now offered at a significantly lower price. Schedule your showing to see this stunning home today! Welcome to 9966 Hidden Dunes Ln, a beautifully maintained 4-bedroom, 2.5-bathroom home located in the highly sought-after gated golf community of North Shore at Lake Hart in Lake Nona. This two-story residence offers the perfect blend of elegance and comfort, with soaring ceilings and an abundance of natural light, a grand staircase featuring solid oak treads, and engineered hardwood floors throughout the second level. The first floor is fully tiled and features a spacious open floorplan, ideal for entertaining. The primary suite is conveniently located on the main level, complete with a tray ceiling, separate work-out area/flex space with sliding doors to the patio, two walk-in closets, and a luxurious bath with updated shower, garden tub, and dual sinks. Enjoy serene views of the conservation area from your oversized back patio, which runs the length of the home and offers a peaceful haven for nature lovers. The beautifully landscaped backyard features a small garden and frequent visits from local wildlife, truly a nature lover's paradise. The kitchen boasts ample cabinetry and flows seamlessly into both the family room and formal dining/living area. Additional highlights include built-in surround sound, ceiling fans throughout, and a loft/flex space upstairs with three additional bedrooms and a full bath. Recent updates: Roof (2021), Fence (2023), Garage Door (2025), newer A/C, and Ring doorbell and cameras. This Community has something for everyone - whether you like to golf, swim, play tennis, or enjoy community events. Amenities abound, including a resort-style pool, clubhouse, fitness center, dock on the lake, basketball and tennis courts, dog park, covered playground, sports fields, walking trails, and of course, access to golf. Just minutes from Lake Nona's Medical City, top-rated schools, shopping, dining, and major highways. Easy access to Orlando International Airport. What are you waiting for? Grab your fishing pole for a relaxing day at the community dock or pack your golf clubs for a round on the nearby course! Either way, get ready to enjoy all the wonderful amenities this vibrant community has to offer. Don't miss the opportunity to call this peaceful retreat your home!
Source: STELLAR #O6317411
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.