E Windcliff Dr Grove City, OH 43123
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About this home
Built in 2022 on a premium POND-VIEW lot, this stunning 3 bed, 3 FULL bath patio home blends modern luxury with effortless, low-maintenance living in the sought-after Farmstead community. Offering over 2,600 sqft. of bright, open space, this home features a show-stopping CHEF'S KITCHEN with custom 42'' cabinetry, quartz countertops w/ a waterfall island, high-end fixtures, and stainless steel appliances including a gas range w/ custom hood. The airy first-floor boasts NEW LVP flooring, crown molding, updated modern light fixtures, along with a private office/den and spacious laundry room. The first-floor primary suite is a true retreat with a spa-like bathroom, enormous walk-in closet, and peaceful pond views. Upstairs, a versatile loft offers endless options - a second living room, office, playroom, or rec room - plus an additional bedroom and full bath that provides a private space for guests. New recessed lighting and fresh paint throughout the home, insulated/finished 2 car garage, large closets, plus roof/all mechanicals only a few years old! Step outside to enjoy serene mornings on the covered patio and evenings cooking at the outdoor grill and kitchen. Best of all, lawn care is included, and you'll love the resort-style clubhouse and pool around the corner! With stores, restaurants, and Scioto Grove Metro Park a quick drive away, plus only 20 minutes to downtown Columbus, it's the perfect balance of comfort, luxury, and convenience all while living in a quiet, pristine neighborhood!
Source: COLUMBUSOH #225032303
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.