Godetia St Columbus Grove, OH 45830
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About this home
Welcome to this better than new home boasting over 2,500 sq.ft., filled with natural light, neutral pallet & many upgrades! Greeted by beautiful wood floors that extend throughout the 1st level setting the tone with warmth and sophistication. Custom lighting fixtures illuminate the living space, complimented by ceiling fans in most rooms for year around comfort. Left of the entry you will find a flex space featuring library paneled walls, a perfect setting for a home study, dining room or playroom, tailored to your needs. The open concept family room flows seamlessly from the entry hall. Opening to the kitchen, eating space and additional workspace located behind the kitchen. The kitchen has 42'' white cabinets, stainless appliances and large island- perfect for cooking your favorite meal or entertaining a crowd. The eating space is conveniently located next to the sliding glass doors to the outside patio. Just off the kitchen you will find a second workspace and mudroom leading to the 2 car garage. The 2nd story provides a loft, an ideal overflow space for everyone. The large primary suite offers a deluxe bath with dual sinks, custom walk-in closet and private water closet. The 2 additional bedrooms are very spacious each with a ceiling fan and one with a custom walk-in closet. The hall bath provides dual sinks and a shower/bath. On this level you will also find the laundry, a perfect location in the home! Outside is the patio and fenced yard, great for entertaining and relaxation. Conveniently located near Easton, freeways and great restaurants. Westerville schools, Columbus taxes. Skip the hassle & uncertainty of new construction when you can simply move into a meticulously maintained, well-built home boasting outstanding finishes. Don't miss the chance to be part of this fantastic community!
Source: COLUMBUSOH #225031328
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.