Grand Cypress Way Murrells Inlet, SC 29576
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About this home
Welcome to your new residence in the sought-after 55+ gated community of Seasons at Prince Creek West. Tucked away on a quiet cul-de-sac, this home showcases the popular Grand Cypress floor plan, a former model home built in 2015. This property is worth viewing if you value plenty of natural sunlight. Upon entry, you'll step into a foyer featuring vaulted ceilings and hardwood floors that flow into the main living spaces, kitchen, and primary suite. The Chef’s Delight kitchen is perfect for both meal preparation and entertainment, offering a central work island, granite countertops, wood cabinetry with decorative moldings, a glass display cabinet, a pantry, stainless steel appliances, a gas stove, recessed lighting, and an open design connecting to the dining area and great room. Relax by the fireplace or unwind on the screened porch, equipped with the EZ-Breeze window system for year-round enjoyment. An arched doorway off the main living area leads to the primary bedroom and bath. The bedroom boasts a bay window and ample room for large furnishings. The bathroom features tile flooring, a spacious no-step tiled shower with a frameless glass door, dual vanities (including a makeup area), and double walk-in closets, offering comfort and convenience. There are two additional bedrooms—one currently used as a den—that share a second bathroom and a linen closet. A laundry room just off the foyer includes a top-loading washer, electric dryer, and provides access to the two-car garage, which also has attic access and shelving that will remain. Other highlights include a private location with mature bushes along the backyard fence for extra privacy, tranquil pond and fountain views from the front of the home, and numerous upgrades such as gas utilities, gutter system, a whole-house gas generator, and professional cleaning of all windows, EZ-Breeze windows, carpets, tile, and grout. The monthly HOA fee includes the following: internet, weekly trash pick-up, lawn service, irrigation, a fitness center, an indoor and outdoor pool, a Jacuzzi, a BBQ area, a shuffleboard and bocce ball area, a gated community, and a Grand Clubhouse with an onsite Lifestyle Director. The clubhouse can be a great place to relax or gather with friends at community events. With a short golf cart or drive, you can access The Park, which features two additional outdoor pools, pickleball courts, bocce ball courts, basketball courts, tennis courts, and walking trails. The community does not allow any fencing in the yard, but they will allow WIFI dog fences, as there is no underground wiring necessary. It is pet and golf cart friendly and features sidewalks throughout the community. All square footage is to be confirmed by the buyers and their agent.
Source: MYRTLEBEACH #2525332
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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