Narrow Leaf Dr Blacklick, OH 43004
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About this home
Welcome to Modern Living with Every Upgrade You've Dreamed Of Built in 2020 by Rockford Homes, this stunning Richmond Model two-story residence blends contemporary design with everyday functionality. Featuring 3 spacious bedrooms, 2.5 baths, and an open-concept main level, this home was designed for comfort, style, and effortless entertaining. A dedicated office on the main floor offers the perfect work-from-home setup, while the custom master closet by Closets By Design brings luxury organization to your daily routine. Step outside and enjoy a backyard retreat like no other — a wrap-around paver patio and sidewalk, a 25' x 16' Italian-stamped concrete patio, and a 12' x 12' gazebo complete with a gas fire pit for year-round gatherings. The indoor/outdoor speaker system makes entertaining a breeze, seamlessly connecting your favorite spaces. The lower-level family area is designed for versatility and fun — featuring a wet bar with refrigerator, sink, and glass-faced cabinets, ideal for movie nights, celebrations, or a relaxed evening in. Every detail of this home has been thoughtfully curated for those who love to host, relax, and live beautifully — inside and out.
Source: COLUMBUSOH #225041848
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.