Sistine St Myrtle Beach, SC 29579
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About this home
Assumable loan opportunity! Offering serene views of water and woods this stunning home is just 15 minutes from the beach! Built in 2022 and nestled in the sought-after community of The Isles of Bella Vita, this residence seamlessly blends modern design with timeless elegance. Step inside to find refined touches throughout, including laminate flooring in the main living areas and brand-new carpeting in all bedrooms. Abundant natural light fills the home, creating a warm and inviting atmosphere. The kitchen is a chef's dream with natural gas cooking, beautiful granite countertops, and a large island perfect for entertaining. Additionally, the home includes a natural gas tankless water heater, providing energy efficiency and endless hot water. The owner’s suite is a true retreat, featuring a tray ceiling and a spa-like bathroom with a large walk-in shower, frameless shower door, tile surround, and tile flooring. A finished, oversized garage provides extra space, ideal for a golf cart, home gym, or additional storage. Outdoor living is equally inviting with a covered porch, perfect for relaxing or entertaining while overlooking the tranquil views of water and woods. Whether you seek a peaceful retreat or a vibrant gathering space, this home offers the best of both worlds. The Isles of Bella Vita is an established natural gas community in the Carolina Forest area of Myrtle Beach. Residents enjoy a resort-style pool and amenity center overlooking a scenic pond.
Source: MYRTLEBEACH #2525806
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.